Which type of health insurance for expatriates ?
Traveling overseas for a short or long term period can be exciting but it also has its challenges (language barrier, cultural shock, legal requirements, etc…) and risks, so you will want the peace of mind that comes from knowing that if the unexpected happens, you are covered.
The cost and process management of health care can seem off -limits, odd or even too expensive to expatriates thanks to economic and politic shift such as the Brexit. It is becoming more and more cautious to look for a range of health insurance solution plans which suit any needs or budget abroad.
Understanding health insurance coverage abroad
Getting International health insurance is a good idea even though the process of finding the coverage and benefits plan can be a tedious process. International health insurance covers you away from home and thus is a way to reduce the cost of getting treated for medical condition arising while abroad.
Living abroad: A nod to Switzerland, our head office location
“When it comes to safety and security, Switzerland is number one”
If you are considering becoming an expatriate in Switzerland, it may be helpful to know that those who relocate there typically have a pleasant experience. Switzerland was ranked as the seventh top country overall to become an expat in, according to the HSBC Expat Explorer Survey. Specific areas in which Switzerland ranks well in within this survey include local work culture, commuting, healthcare, sports and disposable income.
What should be the basics of your health insurance coverage?
.It is crucial to make sure that your insurance plan covers the major accidents or health condition which may arise during your travel:
Accidents and Injuries
Emergency Evacuation
Hospital Services
Mental Health
Pre-existing Conditions
Our network of experts have a good understanding of what is important to people living away from home and how difficult it can be to find cover that suits their international life. Youna-IHS is developing cashless access to health coverage, a clear claim management system, strategic planning, experience analysis and benefit design consulting.
How Youna-IHS is providing assistance
We reduce your administrative burden during the implementation and transition of a new corporate international health insurance group scheme, and at renewal time thanks to more than 5 years of experience looking after the health and wellness needs of expatriates working abroad or tourists.
Our solutions and services
Health insurance benefits : Depending on each organisation’s specific needs, we can either provide cover for a range of insurance risks, arrange administration services only, or offer insurance and administration together. The Core plans include a comprehensive selection of in-patient benefits, such as hospital accommodation, surgery, emergency treatment, as well as Employee Assistance Programme and Security Services.
Third party administration : we believe that a strong knowledge of the local medical environment (legal aspects, pricing , medical practices, etc…) is crucial. Therefore, our strategy is to be close to our members, to our medical providers, through our local agencies. Our teams are mainly composed by locals and are all trained by local recognized medical associations.
Whether you will be traveling for weeks, studying for a few months or living abroad for years, contemplating your international health insurance is essential to a great trip. If you need to learn more, fell free to contact us anytime.
companies can enjoy overall cost savings by self-insuring their health plans